Our services
Property Valuation Services
Cube3 Associates provides government-approved, bank-empanelled property valuation in Ahmedabad, Patan and across North Gujarat. Our engineers inspect the property, study the documents and the local market, and prepare a detailed valuation report you can submit to your bank, embassy or tax advisor.
- 30empanelled lenders
- 20,000+clients served
- 20+towns in North Gujarat
Valuation for Every Purpose
We value land, residential flats and bungalows, commercial shops and offices and industrial buildings for:
Bank and home loans
Banks use our valuation to decide the loan-to-value (LTV) ratio on a home loan or loan against property, which sets how much they are willing to lend.
Visa
A property valuation report shows the applicant's financial worth and their ties to their home country. The same report can also be used for a bank loan or for computing capital gains.
Capital gains
A capital gain is the increase in a capital asset's value, realised when the asset is sold. It can apply to any type of asset, including investments and assets bought for personal use.
Mortgage
The mortgage value is the value of a property set by an appraisal from an accredited firm. It can differ from the purchase price, and it is the reference value used to arrange the mortgage and the bank's security.
Education loan
Education loans cover tuition, books, supplies and living expenses while the borrower studies. When property is offered as collateral, the bank asks for a valuation report.
Wealth tax and statutory valuation
As a registered wealth tax valuer with the Income Tax Department, we also prepare valuations for tax and statutory purposes.
How does property valuation work?
- Share the details. Call or message us with the property address, purpose of valuation and, for loans, the bank or NBFC.
- Site inspection. Our engineer visits the property to check its location, construction, age, condition and measurements.
- Document and market check. We verify the title and approval documents and compare recent rates in the area.
- Valuation report. You or your bank receive a detailed report with the assessed value and how it was reached.
Which documents are needed for a property valuation?
- Sale deed or title deed
- Approved building plan / sanction plan
- 7/12 extract or property card
- Building use (BU) permission, where applicable
- Latest property tax bill
- Owner's ID proof
Your bank or embassy may ask for more documents depending on the purpose.
Our Memberships
- Member of the Institution of Valuers (India)
- Member of the Institute of Chartered Engineers
- Member of the Institute of Structural Engineers
- Member of The Institution of Engineers (India)
- Member of an IBBI Registered Valuers Organisation (RVO)
- Wealth tax valuer, Income Tax Department
We are empanelled with 30 banks and NBFCs, including State Bank of India, Bank of Baroda, HDFC Bank and ICICI Bank. Learn more about our firm and team.
FAQ
Property Valuation FAQs
What is a property valuation report?
A property valuation report is a document prepared by a qualified valuer that states the fair market value of a property on a given date. It describes the property, its location, construction and legal documents, and explains how the value was worked out. Banks, embassies and tax authorities rely on it.
Is your valuation accepted by my bank?
Cube3 Associates is empanelled with 30 lenders, including State Bank of India, Bank of Baroda, HDFC Bank, ICICI Bank, Punjab National Bank, Union Bank of India and several co-operative banks and NBFCs in Gujarat. Check the empanelment page or call us to confirm for your bank.
Why do I need a property valuation for a visa?
Embassies ask for a property valuation to see the applicant's financial worth and their ties to India, which shows a reason to return. The same report can also support a bank loan or a capital gains computation.
Do you value property for capital gains tax?
Yes. When you sell a property, a valuation helps establish its cost or fair market value for computing capital gains, for example the fair market value as on 1 April 2001 for property bought before that date. Your chartered accountant can then use our report in the tax computation.
What types of property do you value?
We value land and plots, residential flats, bungalows and row houses, commercial shops, offices and complexes, and industrial buildings and sheds.
Which cities do you cover for valuation?
We work from Ahmedabad and Patan and offer express service in Gandhinagar, Mehsana, Palanpur, Deesa, Unjha, Visnagar, Kheralu, Kadi, Kalol, Mansa, Dehgam, Radhanpur, Diyodar, Tharad, Himmatnagar, Idar, Khedbrahma, Vadali and the rest of North Gujarat.
Next step
Need a Property Valuation?
Call +91 99797 86830 or send us the property details.